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AUTO INSURANCE

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Common auto coverages

Bodily Injury Liability:

For injuries the policyholder causes to someone else.

For treatment of injuries to the driver and passengers of the policyholder's car.

Medical Payments or Personal Injury Protection (PIP): 

For damage the policyholder caused to someone else's property.

Property Damage Liability: 

For damage to the policyholder's car from a collision. The collision could be with another car, a fence, a light post, a wall, etc.

Collision:

For damage to the policyholder's car that doesn't involve a collision. Coverage includes fire, theft, falling objects, explosion, earthquake, flood, etc.

Comprehensive:

For treatment of the policyholder's injuries as a result of collision with an uninsured driver.

Uninsured Motorist Coverage: